FIELD NOTES FROM THE CLASSROOM
Useful thinking for the conversations between lessons.
Teacher-built guidance for making careers, credit, budgets, and homeownership understandable—at school and at home.
WORKBOOK CONVERSATIONS · PODCAST
Listen, think, and put it into practice.
Open your workbook and listen along. These six English conversations guide you through the questions, calculations, and decisions in Let’s Buy a House and Let’s Build a House. Pause to complete each activity with your teacher.
Episodes 1–4: ages 8–11, with a teacher or family member. Episodes 5–6: ages 14–18. Use fictional examples; keep your family’s income and debts private.
01 · AGES 8–11 · GRADES 3–5 · ENGLISH AUDIO
My Career → Payroll & Savings
Complete career and salary entries, record classroom paydays and bonuses, then make your use-or-save decision and set a saving goal.
Open these worksheets to follow along:
Two-host AI conversation
Workbook activities: Let’s Buy a House: My Career; Payroll & Savings; My Master Budget
02 · AGES 8–11 · GRADES 3–5 · ENGLISH AUDIO
My Credit Status → House Loan Application
Match the teacher’s fictional adult scenario to a credit-color row, explain the evidence, and check that the application matches your earlier worksheets.
Open these worksheets to follow along:
Two-host AI conversation
Workbook activities: Let’s Buy a House: My Credit Status; House Loan Application
03 · AGES 8–11 · GRADES 3–5 · ENGLISH AUDIO
Master Budget: needs, wants & workbook challenges
Transfer worksheet totals, sort needs and wants, revise entertainment spending, and answer the workbook’s $150 doctor, $120 tire, and $300 trip challenges.
Open these worksheets to follow along:
Two-host AI conversation
Workbook activities: Let’s Buy a House: My Master Budget; Phase 9 Master Budget and reflection; Entertainment Budget; Utilities
04 · AGES 8–11 · GRADES 3–5 · ENGLISH AUDIO
My Dream House → Neighborhood House Tour
Choose rooms and optional extras, compare four neighborhoods, and explain a home choice within the worksheet’s $250,000 challenge.
Open these worksheets to follow along:
Two-host AI conversation
Workbook activities: Let’s Buy a House: My Dream House; Neighborhood House Tour and its $250,000 Budget Challenge
05 · AGES 14–18 · GRADES 9–12 · ENGLISH AUDIO
Build Sheet → Upgrades → Construction Costs
Enter package and upgrade choices, reconcile both build summaries, and complete separate project-cost rows without double counting.
Open these worksheets to follow along:
Two-host AI conversation
Workbook activities: Let’s Build a House: Contractor Build Sheet; Materials & Work Upgrades; Construction Loan Application
06 · AGES 14–18 · GRADES 9–12 · ENGLISH AUDIO
Lender Review → Final Summary → Exit Ticket
Trace accepted land credit, upgrades and adjustments into the final summary, resolve funding questions with your teacher, and complete the actual Exit Ticket prompts.
Open these worksheets to follow along:
Two-host AI conversation
Workbook activities: Let’s Build a House: Land Transfer to Builder; Lender Review; Final Lender Review; Exit Ticket